For sale

This one's priced below recent comparable sales, and 27 days on market. Here's everything I've got — ask me anything about it.

St. Thomas · St. Thomas

97 Elgin Street

Detached

MLS® #X13664304

Listed for$525,00027 days on market

2 bed 3 bath 3 parking 2000-2500 sq ft~$233/sq ft

27 days on market
Listing states: renovated
Transit stop ~82.5 km

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Is $525,000 a fair price?

Our read: it’s priced below recent comparable sales — based on 38 sales nearby. Sign in free to see exactly how far below it is, plus the full range comparable homes sold in.

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Measured against 38 recent comparable sales nearby — sign in free to see the range they sold in (boards require a verified email · VOW rules).

Est. all-in monthly~$2,735/momortgage + property tax + maintenance · 20% down · example rate (compounded semi-annually) — the math on the list price, not a quote or what you can afford. For real rates, Alex can connect you with a mortgage pro.

On the map

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This home below comps above in lineOpen full map →

0 schools within ~1 km · nearest transit stop ~82.55 km

Property information

What house buyers ask first

Lot size: 45 × 100 ft
Square footage: 2000-2500 sq ft
Property tax: $3,513 / yr
Parking: 3 spaces · None
Basement: Unfinished

Property summary

Property type: Detached
Style: 2 1/2 Storey
Lot size: 45 × 100 ft
Parking: 3 spaces · None
Heating: Forced Air
Air conditioning: Central Air
Basement: Unfinished
Kitchens: 2
Exterior: Brick
Property tax: $3,513 / yr
MLS®: X13664304

Room dimensions

Family Room

Second6.71 × 4.33 m

Kitchen

Second4.37 × 4.08 m

Breakfast

Second3.77 × 2.62 m

Bedroom

Ground4.0 × 3.38 m

Living Room

Ground6.34 × 3.38 m

Bathroom

Second2.52 × 1.9 m

Kitchen

Ground3.82 × 3.23 m

Bathroom

Ground4.0 × 3.23 m

Dining Room

Ground3.82 × 3.38 m

Sunroom

Ground6.71 × 2.34 m

Bedroom

Third10.2 × 5.03 m

Foyer

Ground3.73 × 1.88 m

Bathroom

Ground2.07 × 1.5 m

As stated by the MLS®, nothing inferred.

Nearby homes for sale

Below-comps first · all nearby homes shown, not just the good-value ones.

Detached

$664,900

Below recent sales

10 Regent Street

3+1 bed · 2 bath·2000-2500 sq ft·8 parking

St. Thomas

Listed 10 days ago · Royal LePage Triland Realty

Detached

$509,900

Below recent sales

46 Rosebery Place

3 bed · 3 bath·1500-2000 sq ft·6 parking

St. Thomas

Listed 20 days ago · Royal LePage Triland Realty

Detached

$379,900

Below recent sales

21 Isabel Street

2 bed · 2 bath·1100-1500 sq ft·2 parking

St. Thomas

Listed 28 days ago · Blue Forest Realty Inc.

Detached

$474,900$504,900Price reduced from $504,900

Below recent sales

3 Margaret Street

5 bed · 2 bath·1500-2000 sq ft·3 parking

St. Thomas

Listed 89 days ago · RE/MAX Centre City Realty Inc.

Detached

$599,000

Below recent sales

41 Hincks Street

3 bed · 2 bath·1500-2000 sq ft·4 parking

St. Thomas

Listed 17 days ago · Right At Home Realty

Detached

$659,900$679,900Price reduced from $679,900

Below recent sales

40 Metcalfe Street

5 bed · 3 bath·2500-3000 sq ft·3 parking

St. Thomas

Listed 102 days ago · Royal LePage Triland Realty

The numbers that matter

Property tax: $3,513/yr
Est. all-in: ~$2,735/mo

Nearby rental listings are facts. Whether it works as a rental is a chat with Alex — not a number I’ll put on it.

Schools

We list nearby schools as factual locations only. For this home, check the authoritative tools directly:

Browse schools near this home Nearby elementary & secondary schools, mapped Check provincial results — EQAO Official Ontario assessment results, searchable by school

Getting around

Public transit near this home, by straight-line distance. Factual locations from OpenStreetMap — not walking time, and not a rating.

Bus stopNearest transit · Bus stop~82.5 km

Locations: OpenStreetMap public-transit stops, © OpenStreetMap contributors · Open Database Licence (ODbL). Stop locations from OpenStreetMap — confirm current routes and service with the transit agency.

Community — St. Thomas

$574KMedian sold

41Median days on market

97.9%Sale-to-list

Median sold price · St. Thomas1-yr +6% · 3-yr +2%

Source: TRREB sold data via Repliers · all property types

Description & details

97 Elgin Street in St. Thomas is a versatile home in the sought after Court House district. It offers 2 bedrooms and 3 bathrooms over two distinct living areas. The First has hardwood flooring, high ceilings and a spacious layout with plenty of large windows. It also has a full master suite, renovated ensuite bath (2020) and lower level laundry. The Second is an upper accommodation with in-suite laundry, renovated kitchen, and a second floor deck you are going to love to spend time entertaining on. The 3rd floor offers a huge space for all of your bedroom furniture. This unique property offers over 2400 square feet of generous living space, plenty of natural light and a flexible layout that can accommodate a variety of lifestyles. The two distinct living areas create an intriguing opportunity for extended family or multigenerational living, allowing everyone to enjoy their own space under one roof (shingle roof replaced in 2020). Buyers looking for additional possibilities may also wish to investigate the property's potential for legal two-unit configuration. This could mean a financially meaningful mortgage hack for the owner. The property also includes a powered and insulated shed, providing convenient additional storage or a man cave/ she shed to hang out in. The property is low maintenance and fully fenced. With 2 bedrooms, 3 bathrooms and flexible living spaces throughout, this home provides plenty of opportunity to make the layout your own. Walkable location for convenient access to shopping, schools, parks, restaurants and everyday amenities. 97 Elgin Street combines space, versatility and future potential. Whether you're searching for a unique family home, a multigenerational setup or a property that can adapt to your needs, this is one worth exploring.

The data only goes so far — condition, light and layout are worth seeing in person, with a home inspection, before you commit.

Listed by CALL IT CLOSED INTERNATIONAL BROKERAGE. Showings via AskEmma by Alex Goodman, Sales Representative, RE/MAX Your Community Realty, Brokerage.